With 13 years as a licensed Mortgage Consultant and 8 years as a licensed Life Insurance Professional I offer:
Mortgages • Life Insurance • 401k Rollovers • Retirement Solutions • College Education Plans
Customers first
Clients who are happy with the Financial Strategies I helped them implement are more important to me than anything else. My goal is to make the financial review process as simple and worry-free as possible. I pride myself in offering the highest level of customer service, and appreciate the opportunity to earn your business. Whether you want to refinance to a lower mortgage rate, get a new home mortgage, home equity loan, second mortgage, Life Insurance or meet to review Retirement Solutions my purpose is to satisfy your needs. By putting you first, I assure you a pleasurable transaction.
Get fast answers
At my website you can find tools available to answer virtually any mortgage question. Trying to decide if now is a good time to refinance? Check out my Refinance Mortgage Calculator. Wondering if a new home equity loan or second mortgage can lower your monthly payments? Use my Debt Consolidation Mortgage Calculator! Confused by all the loan programs from which to choose? My Loan Program page will help you find the right type of loan for you. Also, I'll be happy to prepare a personalized mortgage quote for the home mortgage program of your choice.
Did you know? “Good Faith Estimates” are NOT Guaranteed!
MY GUARANTEE
- Strongest Written Guarantee in the Industry!
- Rates Guaranteed not to Change!
- Costs Guaranteed to the Penny!
- Honest Advice and Education!
|
| I have access to the top lenders. Let me do the rate shopping for you. |
|
I offer you the competitive rates and service you deserve. Whether you're a first time home buyer or are refinancing - I will find you the best rate and program for your situation. This can be your biggest purchase and asset, make sure you deal with someone you trust. I hope that you will allow that person to be me. Apply online today for a no-cost, no-obligation pre-approval!
|
|
|
 |
 Mortgage News Daily
FICO: Americans More Likely to Default on Mortgages than Credit Cards - 50 minutes ago
Posted To: MND NewsWireAmerican consumers are now defaulting on their mortgages in even greater numbers than they are walking away from credit card debt. According to FICO's® Score Trends Service, this is a phenomenon that is historically unique. FICO said the mortgage default risk for consumers with high FICO scores now exceeds their credit card default risk, even though most credit cards are unsecured credit and mortgages are secured by real estate. There is a parallel rise in mortgage delinquencies for these high scoring consumers. The company said that their analysis of trends in FICO scoring shows that recent repayment behavior has shifted significantly from what has historically been expected. In 2005 bankcard accounts were more than 3 times more likely to become seriously delinquent, that is 90+ days...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
MBS LUNCH: 10 Year Treasury Auction Results and Reactions - 2 hours ago
Posted To: MBS Commentary10 year auction has impressive demand, but at higher rates. 3.45 Bid To Cover, but 3.735 % high yield with 70.94% of the bids at high yield MBS and Treasuries both slightly better on the announcement 4.5's are now down only 2 ticks on the day at 100-29 and 10yr yields are back down to 3.72+ from 3.74+ Here is a breakdown of the auction results: 9-YR 11-MO NOTES YIELDS High 3.735 pct Median 3.700 pct Low 3.636 pct PRICE/ACCEPTANCES Price 99.090493 Accepted at high 70.94 pct Bid-to-cover ratio 3.45 AMOUNTS TENDERED AND ACCEPTED (dollars) Total accepted 21,000,013,800 Total public bids tendered 72,466,493,000 Competitive bids accepted 20,829,510,800 Noncompetitive bids accepted 70,503,000 Fed add-ons 248,452,700 Primary Dealer Tendered 49,661,000,000 Primary Dealer Accepted 9,857,410,000 Primary...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it. |
 |
|
|
